These establishments will stoop so low as to make money from unsuspecting consumers. I’ll definitely give this two thumbs down!

Not easy to be smart consumers nowadays as we need to scrutinize every details.

Ha ha!! Just like IM, you have to think of ways and means to make the extra sen. But IM is better because we are talking about the extra US cent!!

I was tricked by AIA once. In the annual reminder they would include a rider for accident coverage, and include the extra charge in the total amount. People like me who are not very hawk-eyed and not sensitive to detailed data, will fall into their trap. I paid the amount not even knowing that I have bought the accident rider. Only came next year, that I suddenly noticed the amount was more than my normal premium. Too late, brother, AIA had already gone laughing all the way to the bank!!